Terms of Service

Last updated September 15, 2026

By using makeacheck.com — including the free VOID-check page — you agree to these terms. We may update them; when we do we change the date above and, for changes that matter, email account holders. If you keep using the service after a change, the new terms apply.

What Make A Check is

Make A Check, at makeacheck.com ("the service"), is a tool that lays out a check from details you enter and lets you print it on your own printer using blank check stock you supply. We are not a bank, a payment network or a check printer in the traditional sense. We do not move money, and a check you print is an instrument drawn on your account with your bank, exactly as if you had handwritten it.

Your account

• You must be at least 18 and able to enter a contract.
• You are responsible for keeping your password private. Signing in from a new device also requires a one-time code sent to your email; keep that email account secure too.
• Each login may hold several checking accounts, up to the number included in your plan (currently two on the free plan, three on Start, ten on Professional). You may only add a bank account that you own or are expressly authorized to draw checks on.
• You are responsible for everything printed from your account, including the accuracy of payee names, amounts, dates and check numbers, and for keeping your own check register.

Credits and payment

• One credit prints one check. Reprinting a check you have already printed does not use a credit.
• New accounts receive three free credits, valid for 60 days from signup. Free credits that are not used in that time expire.
• Additional credits are sold in packs (currently 2 for $4.49, 10 for $8.99 and 30 for $22.99). Purchased credits do not expire.
• Payments are processed by Stripe. We never receive or store your full card number.
• Refunds: unused purchased credits are refundable on request within 30 days of purchase, pro rata at the pack's per-credit price, to the card you paid with. Credits already spent on printed checks are not refundable. Free credits are used before purchased ones. Contact us through your account email to request one.
• We may change prices for future purchases with notice on this page; credits you have already bought keep their value.

Plans

• A plan is a subscription: it prints as many checks as you like and raises how many checking accounts you may keep, for as long as it is paid. Prices are shown on our pricing page (currently Start at $9 a month or $45 a year, Professional at $14 a month or $69 a year).
• Plans renew automatically at the end of each billing period, at the price you signed up at, until you cancel. We will tell you by email before any price change affects a renewal.
• Cancelling: you can cancel any time from your account page. Your plan keeps working until the end of the period you have already paid for; we do not refund part-periods, and nothing further is charged.
• If a payment fails we keep your plan running while your card issuer is retried over several days. If it is never paid, the plan ends and your account returns to the free plan.
• When a plan ends — cancelled, unpaid, or moved to a smaller plan — nothing is deleted. Your checking accounts, your check register and any credits you bought all stay. If you hold more checking accounts than your new plan includes, they all remain visible and editable, and you choose which ones stay active for printing; the rest are parked until you activate them or move up a plan again.
• Plans and credits are separate. A plan grants no credits, and credits you bought are untouched by subscribing, cancelling or lapsing — they simply wait until you need them.

Acceptable use

You may not use the service to print checks on an account you don't own or aren't authorized to use, to create counterfeit or fraudulent instruments, or in violation of any law. This applies to the free VOID-check page too: enter only a bank account you own or are authorized to use. We may suspend or close an account that breaks these terms, and we cooperate with lawful requests from law enforcement. If we close an account for misuse, unused credits are forfeited; if we close it for any other reason, we refund unused purchased credits.

Bank acceptance and your responsibility

The service lays out the check, and the line of numbers along its bottom edge, in the form banks read, and checks routing numbers against the ABA checksum — that only catches typos; we don't verify that a routing or account number is real, open, or yours. Whether a given check is accepted is ultimately decided by the depositing and paying banks and depends on factors we don't control, including your printer, paper and toner. You should print a test on plain paper, compare it to a check from your bank, and deposit a small check before relying on the service. We are not responsible for returned items, bank fees, or losses arising from a rejected check. A VOID check carries information only and can't be cashed; check the numbers yourself before giving one to an employer, payroll provider or biller — a mistyped digit sends money to the wrong account — and whether they accept it is their decision.

Availability and changes

We aim to keep the service available but do not guarantee uninterrupted access. We may change or discontinue features. If we discontinue the service entirely we will give at least 30 days' notice by email and refund unused purchased credits.

Disclaimer and limitation of liability

The service is provided "as is" without warranties of any kind, to the fullest extent permitted by law. To the extent permitted by law, our total liability to you for any claim arising from the service is limited to the amount you paid us in the 12 months before the claim. We are not liable for indirect, incidental or consequential losses. If someone brings a claim against us because of a check you printed or the way you used the service — for example a check drawn on an account you weren't allowed to use — you agree to cover our resulting costs, including reasonable legal fees.

Closing your account

You can remove any checking account at any time from your account page. To close your account entirely, contact us from your account email; we will delete your bank details and personal information as described in the Privacy Policy.

Governing law

These terms are governed by the laws of the State of New Jersey, USA, without regard to conflict-of-law rules. Any dispute we can't settle by email will be heard in the state or federal courts located in New Jersey, and you agree to their jurisdiction.

Contact

Make A Check is run from New Jersey, USA. Questions about these terms: email support@makeacheck.com, call (732) 732-7327, or reply to any email we've sent you. Full details are on our contact page.